Michael Inkman

Fairway Independent Mortgage Corp.

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Michael Inkman | Fairway Independent Mortgage Corporation
5.0
Based on 103 reviews
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Lee Vanvolkenburg
15:43 23 Nov 23
Michael and his team were wonderful to deal with. They were excellent with communication and always available to answer questions. Thank you all!
williams lovos
22:54 16 Nov 23
We close on the house tomorrow! Thank you David and Michael for making my first home buying a smooth process. I had several out of the ordinary situations that would had easily not been possible to get the loan in the time that they were able to approve it. My wife and I are forever grateful for the work the team did. Thank you again!
Mario Silvestri III
16:45 16 Nov 23
Rex Perkins
16:56 15 Nov 23
Everything had been going well over the past two years since refinancing an existing mortgage. The application process, approval, servicing website, everything had been very smooth, nothing but the best service. I then had a minor issue arise. We had a wind loss claim on our home and, unfortunately, I had put off getting the check cosigned until the last minute. An issue arose as part of a minor miscommunication in terms of where the check was to be forwarded for endorsement.To make a long story short, I feared that this miscommunication and misdirected check coupled with my procrastination were going to result in the check expiring and a huge hassle on my part to go through the process again. Mr. Inkman nor his branch were in any way involved with my account or account management, yet, the check inadvertently ended up in their draft loss department and I feared this would further delay things. I was a bit frantic.One of those that I emailed was Mr. Inkman. In an era when customer service is not as valued as in the past, I was very skeptical I would meet the deadline. But, to my surprise, Mr. Inkman took it on his own to personally get things done and get the issue resolved. It appears that he tracked down the overnighted check personally, directed it for signature, packaged and overnighted the check back to me. All the while remaining professional and pleasant and providing consistent email updates on the status. It doesn't even look like he delegated, rather taking the initiative and seeing it through on his own.To me, that's not just doing a job, that's going above and beyond in terms of leadership, professionalism, and customer service. We could not be more happy. And, as a further sign of good will, the Fairway CEO actually emailed me personally to follow-up and assure resolution. Been very happy with Fairway since my refinance, Mr. Inkman's efforts only further reinforce that opinion.
Samer Fallouh
15:01 15 Nov 23
Debbie Salas
21:47 03 Oct 23
This transaction probably would not have happened without Michael. Whenever we hit a stumbling block, he found a way around it! He kept us informed and was a positive light all the way through to the end and beyond.Thanks
Eric Kieffer
22:46 16 Aug 23
Did business with Michael about 20 years ago and he was happy to help us again. He and his team did a great job. See you in another 20.

First Time Buyer Tips

First-Time Home Buyer Tips: A Step-By-Step Guide to Homeownership

Buying your first home is an exciting and significant milestone. It’s a step towards financial stability, and it’s also a place where you can create lasting memories. However, the process of becoming a first-time homebuyer can be both thrilling and overwhelming. To help you navigate this journey, here is a comprehensive guide with essential first-time home buyer tips.

  1. Evaluate Your Finances: Before you start house hunting, assess your financial situation. Review your credit score, create a budget, and determine how much you can comfortably afford for a down payment, monthly mortgage payments, and related expenses.

  2. Save for a Down Payment: Start saving for a down payment well in advance. Most lenders require a down payment, typically around 20% of the home’s purchase price. The larger your down payment, the lower your monthly mortgage payments will be.

  3. Get Pre-Approved for a Mortgage: Seek pre-approval for a mortgage loan from a reputable lender. Pre-approval not only helps you understand how much you can borrow but also makes your offer more attractive to sellers.

  4. Define Your Home Needs and Wants: Make a list of what you need and what you’d like in a home. Consider factors like location, size, number of bedrooms, and any specific features you desire. This will help you focus your search.

  5. Work with a Real Estate Agent: A knowledgeable real estate agent can be a valuable resource. They can guide you through the home-buying process, help you find properties that meet your criteria, and assist with negotiations.

  6. Research Neighborhoods: Investigate potential neighborhoods thoroughly. Research factors like safety, school districts, amenities, and proximity to work and other essential locations.

  7. Attend Open Houses and View Properties: Visit various properties, including open houses, to get a feel for what’s available in your price range. Take notes and photos to help you remember the details.

  8. Hire a Home Inspector: Once you’ve found a property you’re interested in, hire a professional home inspector to evaluate the property’s condition. This can uncover any hidden issues that might affect your decision.

  9. Understand Closing Costs: Be aware of the additional costs associated with closing the deal, such as legal fees, title insurance, and appraisal fees. These expenses can add up, so budget accordingly.

  10. Negotiate Wisely: Don’t be afraid to negotiate with the seller, especially if there are repairs or improvements needed. Your real estate agent can assist in negotiations to ensure you get the best deal.

  11. Stick to Your Budget: When looking at homes, stay within your budget. Falling in love with a house that’s out of your price range can lead to financial strain and disappointment.

  12. Get Everything in Writing: Ensure that all agreements, offers, and important details are documented in writing. This helps avoid misunderstandings and provides a record of the transaction.

  13. Plan for the Future: Think long-term. Consider how this home will meet your needs in the coming years. Are you planning to start a family or change careers? Make sure the home accommodates your future goals.

  14. Take Your Time: The home-buying process can be lengthy. Don’t rush into a decision. Take your time to find the right home that fits your needs and budget.

  15. Get Professional Advice: Consult with a financial advisor, real estate attorney, and a home insurance agent to make informed decisions about your purchase.

Buying your first home is a significant milestone, and these first-time home buyer tips can help you make a well-informed and confident decision. With careful planning and a clear understanding of the process, you can enjoy the journey to homeownership and start building your own piece of the American dream.

Michael Inkman

Contact Michael


michael@michaelinkman.com
Mobile: (214) 762-4659
NMLS #152707

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The content on this website is written by Michael and reflects his opinion, and not the opinion of Fairway Independent Mortgage Corporation.

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4201 Marsh Lane
Carrollton, TX 75007

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